When Refinancing Makes Sense in a Volatile Market
Why Refinancing Decisions Feel Harder Right Now 🤔 Refinancing used to feel simple: rates drop, you refinance. In a volatile market, that rule of thumb breaks down. Rate swings, changing home values, and shifting personal goals mean refinancing decisions require more...
Second Homes That Actually Perform Well as Assets
Many buyers purchase second homes based on emotion — views, lifestyle, or personal use — and assume appreciation will take care of the rest. While Colorado remains a strong long-term market, not all second homes perform equally as assets. A high-performing second home...
Backyard Density: How Denver Is Adding Housing Without High-Rises
Denver’s housing shortage isn’t solved by skyscrapers alone. Increasingly, the city is turning to “missing middle” solutions that add housing while preserving neighborhood character. Backyard density focuses on incremental growth rather than dramatic redevelopment....
How Appraisers Adjust for Condition, Location, and Layout
Many buyers and sellers assume appraisals are formulaic. In reality, appraisal valuation involves professional judgment layered onto data. Two homes with the same square footage can appraise very differently depending on how condition, location, and layout compare to...